Switching from Xero? Here’s what you’ll love aboutLedger.
We built Ledger for the firms Xero was meant to serve — but with EU data residency, hash-chained audit, local tax compliance for SL and ID, and per-firm pricing that doesn’t punish you for adding clients.
Feature-by-feature, honestly.
Where Ledger isn’t there yet, we say so. No marketing-grade exaggeration.
| Capability | Ledger | Xero |
|---|---|---|
| Per-firm pricing (not per-client) | Yes | — |
| Multi-entity from a single login | Yes | Partner add-on |
| Double-entry rigor (real journals, no shortcuts) | Yes | Yes |
| Hash-chained, append-only audit trail | Yes | Standard audit log |
| EU data residency by default | Yes | AU/US/UK |
| Designed accounting-firm-first | Yes | Mixed SMB / firm |
| SL statutory payroll (APIT, EPF/ETF calculations) | Yes | — |
| Payslip generation & employee self-service portal | Coming soon | Yes |
| Indonesian PPN / PPh / Coretax | Coming soon | — |
| Bank statement import (CSV/PDF) | Yes | Yes |
| White-glove migration from existing tools | Yes | Self-serve only |
| 30-day free trial — no credit card | Yes | 30-day, card required at end |
| Sub-100ms UI interactions (edge-delivered) | Target <100ms | Variable |
| Client portal (read-only books for your clients) | Yes | Partner add-on |
| Multi-currency with auto forex gain/loss | Yes | Yes |
| AI-first transaction matching | Coming soon | Yes |
Based on Xero’s publicly documented features as of mid-2026. Xero capabilities may vary by region and partner tier. “Coming soon” entries are on the Ledger roadmap; no committed availability date.
How we’ll migrate your existing Xero data
A guided 4-step process. You don’t touch a spreadsheet.
- 1
Export from Xero
We send you Xero’s native CSV/Excel export template. Run it once for each entity — chart of accounts, contacts, invoices, bills, journals.
- 2
Upload to Ledger
Drag your exports into the migration tool. Our parser handles Xero’s schema natively — no manual column mapping.
- 3
Review mappings
We walk you through Xero’s chart of accounts to Ledger’s. We show you exactly what will be created and where opening balances land.
- 4
Go live
A dedicated migration engineer is on the call when you cut over. We verify the trial balance ties out to Xero before you hit publish.
What stays the same
- ✓Double-entry bookkeeping — every transaction posts to a debit and a credit
- ✓Familiar accounting concepts: chart of accounts, journals, reconciliation
- ✓Standard financial reports (P&L, Balance Sheet, Trial Balance, Cash Flow)
- ✓Bank statement import (CSV/PDF), automated reminders, multi-currency
- ✓Your existing accountants can use it on day one
What’s better in Ledger
- →EU data residency by default — GDPR Article 44 covered without paperwork
- →Hash-chained audit trail — tamper-evident by design, not just append-only
- →Per-firm pricing — one bill, no surprise per-client overages
- →Sri Lankan tax compliance — VAT, WHT, SSCL, APIT, EPF/ETF native
- →Sub-100ms UI target — edge-delivered, engineered to feel instant
- →White-glove migration included — not a paid partner service
Ready to make the move from Xero?
Talk to a Ledger engineer about your migration plan, or start a 30-day free trial right now.
No credit card required · Typically responds in 1 business day